Farmers & Merchants Bank


Valdosta, GA (229) 247-3585	Lakeland, GA (229) 482-3585

"Your banking relationship can and should be one of life’s most important relationships, not casually made nor hastily changed."


Homerville, GA (912) 487-1200	Nashville, GA (229) 686-9451


	Covington, GA (770) 784-9450